- 15 January, 2019
- Posted by: partners
- Category: Blog
Financing of individual R & D projects developed by companies that collaborate with State Technology Centers in priority Cervera technologies.
SMEs and mid-cap companies.
Technologies for health
Safe and healthy food chain
Deep learning and Artificial Intelligence
Advanced mobile networks
Protection of information
Research and business development projects of an applied nature will be financed for the creation or significant improvement of a productive process, product or service.
The projects must demonstrate a technological differential aspect over the existing technologies in the market.
These projects can include both industrial research and experimental development activities.
The essential characteristic of this typology of projects is that they necessarily have to be developed in a limited group of technological areas (Cervera priority technologies) and contract certain project activities to Technological Centers.
Personnel expenses are financed; Instrument and material costs; contractual research costs, technical knowledge and patents acquired, consulting and equivalent services (excluding those associated with the processing and management of the project); supplementary overhead and other expenses derived from the project. The expense derived from the auditor’s report is also eligible.
All the financed expenses must be exclusively allocated or derived directly from the supported R & D activity.
Characteristics of the help.
Fixed interest rate: 1-year Euribor.
Loan (financial coverage) of up to 85% of the approved budget.
Refund: 7 or 10 years including a deficiency between 2 and 3 years.
Nonreimbursable tranche of 33% of the aid.
Advance payment of 35% of the aid with a limit of 250,000 euros, without requiring additional guarantees.
The company must finance at least 15% of the project budget with its own resources.
A 5% guarantee will be requested on the reimbursable tranche granted. If the economic-financial evaluation establishes a volume of guarantees superior to 5%, the company may benefit from the Technical Provision Fund for its reduction up to the minimum requested (5%), up to a maximum coverage of 1,000,000 euros.
Minimum eligible budget: 175,000 euros.
Relevant participation of Technology Centers of at least 10% of the total budget of the project.
Duration: 12 to 36 months for individual projects.
Until December 31, 2019.